Testimonials

"We cannot say enough good things about Toby English ...he is truly a professional and very courteous. Toby kept us informed from the beginning to the end, made the refinance process easy, and he even gave us his cell phone number if after hours we had any questions or concerns. Toby English is definitely an asset to Home Savings of America as we could not have done it without him. We contacted numerous banks to try to consolidate our high interest credit cards and Toby was able to show us the most benefit.  We have spoken to many of our friends and family members and highly recommended him!" 
-C. Lawson
 
"Toby English is an outstanding Mortgage Banker. We had never financed a home mortgage before and Toby walked us through this entire process, taking the time to explain each step and what to expect. He always had our best interest in mind. He should definitely be commended for a job well done. We have recommended Toby to some of our friends who are contemplating purchasing or refinancing a home."
–K. Mercer

I'm writing to let you know Mike Ludwig exceeded my expectations. We got the money that we needed to remodel the basement and still saved $750.00 I will recommend Mike to any of my friends who are in the market to refinance or purchase a home.  
J. Vik
 
I am very pleased with how smooth the process was. I would recommend Mike Ludwig to anyone. Mike helped to save us over a 1,000.00 a month!!! 
M. Smyna, Kansas

"I’m so happy that we did our loan with Home Savings and Tim Burchett. I had previously planned on just trying to lower my current mortgage rate but after looking at the options Tim gave me, we saved a lot of money by paying off some additional debt . Thanks!"
"I appreciate the honesty and all the upfront details he provided. We saved over $500 a month, I’m so grateful!”
- J. Bethke
 
"Tim was such a help. He was great to work with. He answered any questions or concerns we may have had. He made refinancing our home and paying off our credit cards easy and simple without all the headaches. I definitely will refer friends and family to Tim. Thanks again!"
- B. Billings




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