Welcome to Home Savings of America's Web Site

Home Savings of America is a federally chartered stock savings and loan association, wholly owned by Home Savings Bancorp. We’ve been in the banking business since 1934. Now we’re on a mission. We want to be more than a bank. We want to be YOUR bank.

While we may seem like the new kid on the block in some areas, rest assured we’re not. In our 75-year history, we’ve created a niche in banking: good, straightforward products that fit everyone regardless of their stage in life. And while other banking institutions make a profit from nickel-and-diming their customers. And we’ve carved a secure spot in the mortgage industry, too. Even in these turbulent times, Home Savings is continuing to offer a variety of mortgage products and highly competitive rates, to fit most every need.

Home Savings conducts its business through network of Savings retail branches through which the Company markets savings, checking, money market, and certificate of deposit accounts; and home loans. The Company also originates residential real estate mortgages through separate lending centers. Internet-bases services for deposit and home loan products are available at www.homesavingsofamerica.com or www.myhsoa.com. To develop and retain long-term relationships with its customers, Home Savings emphasizes high-quality, personal customer service, characterized by courtesy, efficiency, accuracy, and the ability to understand and respond to individual needs.

We are subject to examination and comprehensive regulation by the Office of Thrift Supervision and our deposits are insured by the Federal Deposit Insurance Corporation.

Your bank. Our privilege.

Financial data submitted to the Federal Bank Regulatory Agencies is available at the following links on the Internet:

Office of Thrift Supervision: www.ots.treas.gov

(Home Savings’ Docket number is 3052)

Federal Deposit Insurance Corporation: www.fdic.gov

(Home Savings’ Certification number is 29178)